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    Warranty & Indemnity

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    Introduction

    Comprehensive protection for buyers and sellers against unforeseen risks in mergers and acquisitions. In the fast-paced world of mergers and acquisitions (M&A), ensuring financial security and minimising risk is crucial. Warranty & Indemnity Insurance is designed to safeguard both buyers and sellers from potential liabilities that may arise from breaches of warranties or indemnities in an M&A agreement. With tailored coverage, you can protect your interests and focus on achieving your strategic goals.

    Why Choose Warranty & Indemnity?

    Risk Mitigation

    Protect against unexpected financial exposure arising from breaches of warranties or indemnities, ensuring a smoother transaction process.

    Facilitated Negotiations

    Streamline deal discussions by addressing potential liabilities upfront, fostering trust between buyers and sellers.

    Clean Exit for Sellers

    Provide sellers with peace of mind by reducing ongoing liabilities after the deal is closed, enabling a fresh start.

    Enhanced Deal Value

    Boost buyer confidence and maximise transaction value by demonstrating proactive risk management.

    What Does Warranty & Indemnity Cover?

    Breach of Warranties

    Provides financial protection against losses caused by inaccurate or false representations made by the seller during the transaction.

    Indemnity Claims

    Shields buyers from unforeseen liabilities, such as tax exposures, environmental risks, or undisclosed debts, ensuring a secure deal.

    Extended Warranty Periods

    Offers coverage for fundamental warranties for an extended period, often up to seven years, providing long-term security.

    Customisable Policy Limits

    Tailored policies designed to accommodate the unique risks and complexities of each transaction, ensuring comprehensive protection.

    Who Should Consider Warranty & Indemnity?

    Buyers in M&A Transactions

    Mitigate post-transaction risks by defending against potential breaches of warranties or undisclosed liabilities. Gain confidence and financial security in acquisitions.

    Sellers in Competitive Bidding

    Enhance deal competitiveness by offering a clean, liability-free exit, making the transaction more appealing to buyers.

    Private Equity Firms

    Secure investments and enact seamless acquisitions, boosting buyer confidence and protecting portfolio value in the long term.

    Advisors and Brokers

    Streamline deal negotiations by reducing risk concerns, facilitating smoother transactions, and enabling a focus on deal value.

    Key Policy Features

    Tailored Coverage Limits

    Customised policy limits designed to align with the size, structure, and risk profile of your transaction, ensuring comprehensive protection.

    Premium Affordability

    Competitive premium rates calculated based on the complexity and risk level of the transaction, offering cost-effective solutions for both buyers and sellers.

    Extended Coverage

    Policies that go beyond standard Share Purchase Agreement (SPA) terms, providing coverage for extended durations, including fundamental warranties lasting up to seven years.

    Exclusions Transparency

    Clearly defined terms that outline known risks and specific exclusions, enabling informed decisions and avoiding unexpected surprises.

    Frequently Asked Questions

    Warranty & Indemnity Insurance is designed to guard buyers and sellers in mergers and acquisitions by covering financial losses arising from breaches of warranties or indemnities. It ensures smooth transactions and safeguards against unforeseen risks.

    How It Works

    Get in Touch with Our Specialists

    Reach out via our website, phone, or email to connect with our knowledgeable insurance experts. They are ready to delve into your business's unique needs and address any inquiries you may have.

    Arrange a Customised Consultation

    We'll organise a consultation to evaluate your business's physical assets and pinpoint potential risks. During this meeting, we will guide you through various coverage options, limits, and additional protections, such as Business Interruption.

    Obtain a Customised Quote

    We will use the insights gathered to prepare a personalised insurance quote that matches your business requirements. We'll go over this quote with you, detailing policy specifics, deductibles, and premium choices for complete understanding.

    Confirm Your Coverage

    When you decide to proceed, we'll finalise your policy. Our team will assist you through the necessary paperwork, ensuring a seamless and straightforward process.

    Operate with Confidence

    With your insurance secured, you can manage your business with assurance, knowing your assets are safeguarded against unexpected events. If you need to file a claim or adjust your coverage, our dedicated team at MIR will handle the entire claims process for you, providing support and guidance every step of the way.