Businesses in high-risk areas face threats from terrorism and acts of sabotage. MIR's Terrorism & Sabotage Insurance offers the peace of mind and financial protection your business needs, covering everything from property damage to business interruption. With our tailored coverage, you can focus on your operations, knowing you're prepared for unexpected disruptions.
Coverage for physical damage or destruction caused by terrorist acts or sabotage.
Compensation for lost income and ongoing expenses during disruptions.
Reduce financial uncertainty and enhance business resilience.
Shields your business from significant financial losses resulting from acts of terrorism or sabotage, ensuring your assets and revenue streams are secure.
Operate confidently, even in volatile environments, knowing that your business is protected against unforeseen events that could otherwise lead to devastating consequences.
Encourages proactive assessment of potential vulnerabilities and supports the implementation of advanced safety measures to mitigate risks.
Offers a range of coverage options tailored to protect both your physical assets and operational stability, including property damage, business interruption, and loss of income.
Covers the cost of repairing or replacing buildings, equipment, and inventory damaged due to acts of terrorism or sabotage, ensuring your physical assets are protected.
Compensates for lost income and ongoing expenses when operations are disrupted, helping your business recover quickly from the financial impact of a terrorist incident.
Protects your business against third-party claims for bodily injury or property damage resulting from acts of terrorism, safeguarding your reputation and finances.
Covers losses incurred when access to your business premises is restricted due to terrorist threats, allowing you to manage unexpected disruptions effectively.
Provides coverage for expenses related to dealing with threats or hoaxes, minimizing the financial strain of responding to potential terrorist activities.
Sectors like energy, transportation, finance, hospitality, and retail, where operations and assets are more exposed to potential terrorist activities.
Companies planning large public events, which can attract attention and become potential targets, making insurance coverage essential for risk mitigation.
Businesses operating in cities or regions known for political unrest or high-profile activities, where the risk of terrorism or sabotage is heightened.
Public sector organizations managing facilities or providing services that could be targeted, requiring extensive coverage to maintain operational stability.
Our policy offers flexible coverage limits, detailing the maximum payout per claim and a total aggregate limit for the policy period. This ensures your business is adequately protected against multiple incidents within the year.
Choose from various deductible options to balance premium costs and potential out-of-pocket expenses. Higher deductibles can lower your premium, giving you control over your financial commitment.
It’s important to know what isn’t covered. Common exclusions include nuclear incidents, biological threats, or events not classified as terrorism by the insurer. We provide a detailed list to keep you fully informed.
Our standard coverage is offered on an annual basis. However, for businesses with specific needs, we can tailor policies for short-term projects or one-off events.
Recognizing that every business faces unique risks, our Terrorism & Sabotage Insurance policy can be customised to align with your specific operational vulnerabilities and concerns.
This insurance provides coverage for property damage, business interruption, liability claims, denial of access, and costs related to threats or hoaxes. It ensures comprehensive protection to help your business recover from incidents of terrorism or sabotage.
Reach out via our website, phone, or email to connect with our knowledgeable insurance experts. They are ready to delve into your business's unique needs and address any inquiries you may have.
We'll organise a consultation to evaluate your business's physical assets and pinpoint potential risks. During this meeting, we will guide you through various coverage options, limits, and additional protections, such as Business Interruption.
We will use the insights gathered to prepare a personalised insurance quote that matches your business requirements. We'll go over this quote with you, detailing policy specifics, deductibles, and premium choices for complete understanding.
When you decide to proceed, we'll finalise your policy. Our team will assist you through the necessary paperwork, ensuring a seamless and straightforward process.
With your insurance secured, you can manage your business with assurance, knowing your assets are safeguarded against unexpected events. If you need to file a claim or adjust your coverage, our dedicated team at MIR will handle the entire claims process for you, providing support and guidance every step of the way.
