MIR’s Liability Insurance offers essential protection for your business against unexpected claims related to injuries, property damage, and legal disputes. This shields your business against unexpected legal claims, property damage and financial losses. Ensuring the safety of your operations, assets, and standing is no longer optional but necessary. Our bespoke insurance solutions enable you to channel your energy towards expansion and progress while we shoulder the burden of risks.
Protects your business from lawsuits and medical expenses caused by bodily injury.
Provides coverage for third-party property damage resulting from your business activities.
Includes protection against claims of libel, slander, or copyright infringement.
Offers peace of mind with proactive risk management and expert claim handling support.
Shield your business from unexpected legal fees and settlement costs.
Operate confidently, knowing you're covered against unforeseen events.
Build trust with clients and partners by demonstrating responsibility.
Meet contractual requirements and position your business as a reliable partner.
Protection against third-party injury claims on your premises or due to your operations.
Coverage for damages your business may cause to others' property.
Safeguard against defamation, copyright infringement, and false advertising claims.
Covers pollution-related risks and clean-up costs, ideal for construction companies, manufacturers, and property managers.
Protects against claims from defective products, beneficial for food producers, electronics manufacturers, and retailers.
Frequent public interaction increases the risk of claims.
Shops and salons need protection against accidents on their premises.
Essential for mitigating property damage or injury risks.
Covers potential incidents during public events.
Protects consultants and designers from claims linked to their advice.
Our policy provides specified payout limits per claim and an aggregate limit for the policy period, ensuring financial support whether you face a single large or multiple smaller claims. We work with you to determine limits that match your business's exposure.
Choose from various deductible options to balance premium costs and out-of-pocket expenses. Opting for a higher deductible can reduce your premiums, offering affordability and customisation based on your financial preferences.
Transparency is paramount. While our insurance covers a broad range, specific exclusions apply, such as intentional acts, certain contractual liabilities, and high-risk activities. We provide a detailed exclusions list to keep you informed.
Thanks to our dedicated claims team, our claims process is streamlined and supportive. Report incidents quickly and provide the necessary documentation, and our experienced team will swiftly process your claim, minimising disruption and ensuring a smooth resolution.
Every business is distinct. MIR allows you to tailor your policy with options like product or environmental liability coverage, aligning with your specific risks and operational scope.
Liability Insurance covers essential areas such as bodily injury, property damage, personal injury, and advertising injury claims. This means you’re protected against legal expenses and compensation claims arising from accidents, incidents, or disputes on your premises or as a result of your business operations.
Reach out via our website, phone, or email to connect with our knowledgeable insurance experts. They are ready to delve into your business's unique needs and address any inquiries you may have.
We'll organise a consultation to evaluate your business's physical assets and pinpoint potential risks. During this meeting, we will guide you through various coverage options, limits, and additional protections, such as Business Interruption.
We will use the insights gathered to prepare a personalised insurance quote that matches your business requirements. We'll go over this quote with you, detailing policy specifics, deductibles, and premium choices for complete understanding.
When you decide to proceed, we'll finalise your policy. Our team will assist you through the necessary paperwork, ensuring a seamless and straightforward process.
With your insurance secured, you can manage your business with assurance, knowing your assets are safeguarded against unexpected events. If you need to file a claim or adjust your coverage, our dedicated team at MIR will handle the entire claims process for you, providing support and guidance every step of the way.
