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    Protection & Indemnity

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    Introduction

    Protect your vessels, cargo, and operations with tailored maritime insurance solutions designed for global and local needs. As a shipowner or operator, preserving your maritime operations against unforeseen risks is essential. P&I Insurance (Protection & Indemnity) provides robust coverage for liabilities arising from collisions, cargo damage, pollution, and crew claims. Whether you operate locally or globally, our solutions are designed to protect your interests and ensure compliance with international maritime regulations.

    Why Choose Protection & Indemnity Insurance?

    Comprehensive Liability Protection

    Shield your business from significant financial losses due to crew claims, cargo damage, collisions, and pollution incidents.

    Regulatory Compliance

    Meet mandatory maritime requirements and international safety standards, while aiming for smooth operations in ports worldwide.

    Enhanced Risk Management

    Benefit from expert advice and proactive risk mitigation strategies tailored to the unique challenges of the maritime industry.

    Peace of Mind for Shipowners and Operators

    Focus on your operations with the assurance that your vessels, crew, and liabilities are covered by one of the best maritime insurance providers.

    What Does Protection & Indemnity Insurance Cover?

    Crew Liability

    Covers medical expenses, injury claims, and repatriation costs for crew members.

    Cargo Damage

    Provides compensation for loss or damage to cargo while under your responsibility.

    Collision and Property Damage

    Covers liabilities arising from collisions and damage to third-party property, including docks and other vessels.

    Pollution and Environmental Liabilities

    Protection against claims related to oil spills, hazardous material leakage, and other pollution incidents.

    Wreck Removal

    Covers the costs of removing a wrecked vessel, maintaining compliance with international maritime regulations.

    Passenger and Third-Party Claims

    Addresses liabilities from passenger injuries, deaths, or claims from third parties interacting with the vessel.

    Key Policy Features

    Mutual P&I Cover

    Benefit from a mutual insurance model where members share risks and profits, maintaining stability and transparency in premiums.

    Dedicated Claims Handling Services

    Access 24/7 support for claims with a streamlined process and expert guidance to resolve issues promptly. Our team ensures minimal disruption to your operations.

    Comprehensive Liability Coverage

    Protect against liabilities arising from crew injuries, passenger claims, pollution, and collisions, tailored to meet your specific maritime needs.

    Global Network of P&I Clubs

    Leverage the support of international P&I clubs, providing extensive coverage, expertise, and local assistance wherever your vessel operates.

    Customisable Coverage Options

    Tailor your policy with add-ons for specialised risks such as pollution liability, wreck removal, or extended legal defence costs.

    Risk Management and Loss Prevention Support

    Proactive guidance and tools to help identify and mitigate operational risks, improving safety and compliance.

    Frequently Asked Questions

    Protection & Indemnity (P&I) Insurance is a specialized maritime liability coverage designed for shipowners, operators, and charterers. It covers risks like crew injuries, passenger claims, pollution, and collision liabilities.

    How It Works

    Get in Touch with Our Specialists

    Reach out via our website, phone, or email to connect with our knowledgeable insurance experts. They are ready to delve into your business's unique needs and address any inquiries you may have.

    Arrange a Customised Consultation

    We'll organise a consultation to evaluate your business's physical assets and pinpoint potential risks. During this meeting, we will guide you through various coverage options, limits, and additional protections, such as Business Interruption.

    Obtain a Customised Quote

    We will use the insights gathered to prepare a personalised insurance quote that matches your business requirements. We'll go over this quote with you, detailing policy specifics, deductibles, and premium choices for complete understanding.

    Confirm Your Coverage

    When you decide to proceed, we'll finalize your policy. Our team will assist you through the necessary paperwork, ensuring a seamless and straightforward process.

    Operate with Confidence

    With your insurance secured, you can manage your business with assurance, knowing your assets are safeguarded against unexpected events. If you need to file a claim or adjust your coverage, our dedicated team at MIR will handle the entire claims process for you, providing support and guidance every step of the way.