At MIR, we understand the importance of safeguarding your business assets. Our Property All Risks Insurance offers extensive coverage for everything from buildings and machinery to inventory and beyond. Whether it's a natural disaster or accidental damage, our policy is designed to protect your business from a wide array of unexpected events.
It covers a broad range of risks, including those often overlooked in standard policies. This ensures that your business is prepared for the unexpected, no matter how unique the situation
MIR’s Commercial Property Insurance is flexible and can be customised to suit your business’s specific needs, giving you the exact level of coverage you require.
With MIR, you benefit from expedited claims handling, minimising business interruption and ensuring a swift recovery process.
By choosing this insurance, you proactively manage potential risks, ensuring long-term business resilience and stability.
Provides coverage against typhoons, storms, floods, water damage, earthquakes, volcanic eruptions, and tsunamis, ensuring protection during extreme weather events
Includes protection against fire, lightning, explosions, smoke, and damage caused by aircraft, offering peace of mind in case of unexpected incidents.
Shields your business from losses due to theft, vandalism, riots, strikes, malicious damage, and civil commotion—events that can significantly disrupt operations.
Offers protection against other unforeseen risks that could impact your business, allowing for comprehensive coverage tailored to your unique needs.
From emerging startups to established corporations, securing assets like equipment, inventory, and real estate is fundamental for ensuring business continuity and success.
Companies reliant on machinery and production facilities find this insurance vital for covering potential losses due to equipment damage or operational disruptions.
Protect your inventory and store locations against threats like theft, fire, or natural disasters, ensuring a swift recovery from unforeseen events.
Safeguard your properties from various risks to prevent financial setbacks that could impact your real estate portfolio.
Hotels, restaurants, and resorts can secure their buildings, machinery, and stock—including furniture and décor—against damages that might disrupt daily operations.
The policy outlines the maximum payout amounts available per claim and in total (aggregate limit), offering clear insight and assurance into the financial protection your business will receive in case of a claim.
Select from a variety of deductible levels that influence your premium payments. Opting for higher deductibles generally leads to reduced premiums, allowing you to customise the policy according to your financial preferences and risk management strategy.
This policy's "All Risks" classification means it covers a broad spectrum of potential hazards, including natural disasters and accidental damages. This helps you minimise any coverage gaps and prepare your business for unforeseen difficulties.
While the Property All Risks Insurance delivers extensive coverage, specific exclusions are present, such as wear and tear, intentional damage, and some natural disasters, unless specifically included in the policy. These exclusions are detailed, ensuring you are fully aware of what is and isn't covered.
Typically available annually, the policy can also be adapted for particular projects or events, offering the flexibility necessary to align coverage with your business's timeline requirements.
Enhance your policy with optional Business Interruption insurance, which provides coverage for lost income, fixed costs, and relocation expenses should your operations be disrupted by physical damage.
Property All Risks Insurance provides coverage for physical loss or damage to a wide range of assets, including buildings, machinery, contents, and stock. It covers various risks such as fire, natural disasters, theft, and accidental damage. The policy offers comprehensive protection, except for specific exclusions outlined in the policy.
Reach out via our website, phone, or email to connect with our knowledgeable insurance experts. They are ready to delve into your business's unique needs and address any inquiries you may have.
We'll organise a consultation to evaluate your business's physical assets and pinpoint potential risks. During this meeting, we will guide you through various coverage options, limits, and additional protections, such as Business Interruption.
We will use the insights gathered to prepare a personalised insurance quote that matches your business requirements. We'll go over this quote with you, detailing policy specifics, deductibles, and premium choices for complete understanding.
When you decide to proceed, we'll finalise your policy. Our team will assist you through the necessary paperwork, ensuring a seamless and straightforward process.
With your insurance secured, you can manage your business with assurance, knowing your assets are safeguarded against unexpected events. If you need to file a claim or adjust your coverage, our dedicated team at MIR will handle the entire claims process for you, providing support and guidance every step of the way.
