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    Out-Patient

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    Introduction

    Out-Patient Insurance (Glasses, Dental, etc) forms a vital element in maintaining your employees' well-being without the need for hospitalisation. This all-important insurance provides financial support for routine health expenses like doctor consultations, diagnostic tests, and preventive care—ensuring employees receive timely medical attention. With Out-Patient Insurance, your team gains access to comprehensive employee health coverage that supports ongoing wellness and peace of mind, benefiting both them and your business.

    Explore how group health insurance can be tailored to meet the needs of your workforce, offering a proactive approach to health that keeps productivity on track and health a priority.

    Why Choose Out-Patient Insurance?

    Financial Protection

    Offering Out-Patient Insurance reduces employees' out-of-pocket costs for routine health needs, from doctor visits to diagnostic tests, ensuring affordable and accessible care.

    Access to Quality Healthcare

    Out-Patient Insurance provides your employees with timely access to necessary healthcare services, supporting preventive and routine care that helps them stay healthy and productive.

    Employee Satisfaction and Retention

    By investing in Out-Patient Insurance, you demonstrate a commitment to employee health, which enhances job satisfaction and helps attract and retain top talent.

    Preventive Health Support

    With coverage that includes regular check-ups and vaccinations, Out-Patient Insurance provides the capacity for employees to take a proactive approach to their health, benefiting both them and your organisation.

    What Does Out-Patient Insurance Cover?

    Consultations with Specialists and GPs

    Comprehensive support for routine medical consultations with general practitioners and specialists, allowing employees to manage their health proactively.

    Diagnostic and Preventive Tests

    Coverage for essential diagnostic services like X-rays, MRIs, and routine laboratory tests, enabling timely health assessments and preventive care.

    Dental and Vision Care

    Includes coverage for dental procedures, such as check-ups and fillings, as well as vision care, including eye exams and prescription eyewear.

    Maternity and Prenatal Services

    Support for prenatal and postnatal care, helping employees manage maternity-related health needs with ease.

    Optional Add-Ons

    Flexibility to extend coverage to wellness programs, vaccinations, and additional family members, providing a well-rounded health package tailored to your team’s needs.

    Who Should Consider Out-Patient Insurance?

    Large Enterprises and SMEs

    Ideal for companies of all sizes aiming to provide employee health benefits that contribute to a productive and healthy workforce.

    Families and Dependents

    Extend healthcare support to employees’ families, offering peace of mind and fostering loyalty within your organisation.

    Preventive Care Enthusiasts

    Perfect for those who value preventive care and prioritise regular check-ups, ensuring ongoing health management.

    Key Policy Features

    Coverage Limits

    Choose from flexible policy limits that align with your company’s healthcare needs and budget, ensuring comprehensive support for employees.

    Deductibles

    Control costs effectively with a range of deductible options that balance affordability and out-of-pocket expenses for routine care.

    Exclusions

    Includes standard exclusions such as cosmetic treatments and non-essential procedures, highlighting essential health needs.

    Flexibility with Providers

    Access a broad network of healthcare providers and specialists without needing referrals, simplifying care for your employees.

    Frequently Asked Questions

    Out-Patient Insurance provides coverage for routine and preventive healthcare needs, including consultations with general practitioners and specialists, diagnostic tests, and routine health screenings. It also often includes benefits like dental and vision care, supporting overall wellness without the need for hospitalisation.

    How It Works

    Get in Touch with Our Specialists

    Reach out via our website, phone, or email to connect with our knowledgeable insurance experts. They are ready to delve into your business's unique needs and address any inquiries you may have.

    Arrange a Customised Consultation

    We'll organise a consultation to evaluate your business's physical assets and pinpoint potential risks. During this meeting, we will guide you through various coverage options, limits, and additional protections, such as Business Interruption.

    Obtain a Customised Quote

    We will use the insights gathered to prepare a personalized insurance quote that matches your business requirements. We'll go over this quote with you, detailing policy specifics, deductibles, and premium choices for complete understanding.

    Confirm Your Coverage

    When you decide to proceed, we'll finalize your policy. Our team will assist you through the necessary paperwork, ensuring a seamless and straightforward process.

    Operate with Confidence

    With your insurance secured, you can manage your business with assurance, knowing your assets are safeguarded against unexpected events. If you need to file a claim or adjust your coverage, our dedicated team at MIR will handle the entire claims process for you, providing support and guidance every step of the way.