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    Group Personal Accident

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    Introduction

    Group personal accident insurance is an essential safety net for organisations that prioritise the well-being of their employees. This coverage provides financial protection in case of unforeseen accidents, offering peace of mind to both employers and their workforce. Whether you are looking for employee accident insurance or corporate accident insurance, our tailored policies provide comprehensive support for your team. Safeguarding your employees and their families with financial security when it matters most.

    Why Choose Group Personal Accident Insurance?

    Financial Security

    Protects employees and their families against financial hardships caused by accidents.

    Employer Commitment

    Reflects your dedication to staff welfare and a safe work environment.

    Comprehensive Coverage

    Includes accidental death, permanent or temporary disabilities, and medical expenses.

    Enhanced Employee Morale

    Strengthens team confidence and loyalty by providing meaningful benefits.

    What Does Group Personal Accident Insurance Cover?

    Accidental Death Benefits

    Lump-sum payments to beneficiaries in the event of an employee’s accidental death.

    Disability Compensation

    Financial support for permanent total or partial disabilities resulting from accidents.

    Medical Expense Reimbursement

    Covers medical bills, including hospitalisation and treatment costs due to accidents.

    Temporary Income Loss

    Compensation for employees unable to work due to accident-related injuries.

    Funeral Expenses

    Coverage for final rites and associated costs.

    Education Benefits

    Financial support for the education of dependents.

    Transport Costs

    Reimbursement for emergency transportation and evacuation services.

    Key Policy Features

    Customisable Sum Insured

    Tailor the coverage to match employee roles, salaries, and specific risks, aiming for an equitable and comprehensive safety net.

    Flexible Deductibles

    Adjust policy deductibles to align with your budget, balancing affordability and coverage.

    24/7 Worldwide Coverage

    Provide peace of mind to your team with protection that applies across time zones and locations, whether at work or on personal trips.

    Straightforward Claim Process

    Our claims system is simple, efficient, and prioritises swift reimbursements, minimising financial stress during critical times.

    Frequently Asked Questions

    The policy typically includes accidental death, permanent disabilities, medical expenses, and optional add-ons such as funeral benefits or dependent education.

    How It Works

    Get in Touch with Our Specialists

    Reach out via our website, phone, or email to connect with our knowledgeable insurance experts. They are ready to delve into your business's unique needs and address any inquiries you may have.

    Arrange a Customised Consultation

    We'll organise a consultation to evaluate your business's physical assets and pinpoint potential risks. During this meeting, we will guide you through various coverage options, limits, and additional protections, such as Business Interruption.

    Obtain a Customised Quote

    We will use the insights gathered to prepare a personalised insurance quote that matches your business requirements. We'll go over this quote with you, detailing policy specifics, deductibles, and premium choices for complete understanding.

    Confirm Your Coverage

    When you decide to proceed, we'll finalise your policy. Our team will assist you through the necessary paperwork, ensuring a seamless and straightforward process.

    Operate with Confidence

    With your insurance secured, you can manage your business with assurance, knowing your assets are safeguarded against unexpected events. If you need to file a claim or adjust your coverage, our dedicated team at MIR will handle the entire claims process for you, providing support and guidance every step of the way.