Environmental Impairment Liability Insurance (EIL) enables businesses to mitigate the financial and reputational risks associated with pollution and regulatory non-compliance. By covering expenses related to pollution cleanup, third-party claims, and potential regulatory fines, this essential policy supports companies in maintaining sustainable and responsible operations. With environmental risks on the rise, this coverage protects your business financially and strengthens your commitment to ESG compliance and corporate responsibility.
Protect your business from costly expenses related to pollution cleanup, third-party liability, and legal defense, providing the necessary coverage to handle unexpected environmental claims.
Align your business with environmental, social, and governance (ESG) standards, meeting regulatory expectations while demonstrating proactive environmental responsibility.
Showcase a commitment to sustainable practices, strengthening relationships with clients, investors, and stakeholders who prioritise environmental responsibility.
Benefit from expert advice to identify, assess, and manage environmental risks, helping you implement effective strategies to mitigate potential liabilities.
Provides financial coverage for cleaning up contamination, whether it occurs on your property or affects third-party sites, helping you manage costly remediation efforts.
Protects against claims of property damage or bodily injury resulting from pollution caused by your business activities, ensuring protection from costly legal claims.
Covers the legal expenses when defending against environmental claims, giving you peace of mind in managing potential regulatory or civil actions.
Tailor your policy with additional options, such as coverage for underground storage tanks, natural resources and first party business interruption, to address specific environmental risks unique to your operations.
Essential protection for businesses handling hazardous materials, where environmental incidents can result in significant financial liabilities.
Specialised coverage for industries prone to environmental risks, safeguarding against liabilities from contamination or pollution incidents.
Critical for mitigating risks when developing on land with potential or historical contamination, ensuring responsible and compliant project execution.
Protects health professionals from cleanup and regulatory fines associated with the incorrect disposal of toxic and biological waste.
Flexible policy limits are designed to meet different industries' unique risk profiles, providing coverage that aligns with specific operational needs.
Adjustable deductible options to help manage premium expenses, allowing businesses to balance cost with coverage.
Standard exclusions, such as known contamination prior to policy inception and intentional acts, to ensure well-defined coverage terms.
A streamlined and supportive claims process, with dedicated assistance to ensure efficient and accurate claim submissions from start to finish.
EIL provides protection for pollution cleanup, third-party claims for property damage or bodily injury, and optional add-ons for specialised needs like business interruption or natural resource damage.
Reach out via our website, phone, or email to connect with our knowledgeable insurance experts. They are ready to delve into your business's unique needs and address any inquiries you may have.
We'll organise a consultation to evaluate your business's physical assets and pinpoint potential risks. During this meeting, we will guide you through various coverage options, limits, and additional protections, such as Business Interruption.
We will use the insights gathered to prepare a personalised insurance quote that matches your business requirements. We'll go over this quote with you, detailing policy specifics, deductibles, and premium choices for complete understanding.
When you decide to proceed, we'll finalise your policy. Our team will assist you through the necessary paperwork, ensuring a seamless and straightforward process.
With your insurance secured, you can manage your business with assurance, knowing your assets are safeguarded against unexpected events. If you need to file a claim or adjust your coverage, our dedicated team at MIR will handle the entire claims process for you, providing support and guidance every step of the way.
