These are the Terms and Conditions for use of this website – www.mirbrokers.com. For purposes of this Terms and Conditions statement only, “We (or Us or Our)” or “PT Mitra Iswara & Rorimpandey” is defined as MIR Insurance Brokers. These Terms and Conditions are applicable to the use of this website.

By using this website, you agree with our Terms and Conditions set out below and any additional Terms and Conditions set forth on individual pages in the website. If you do not wish to be bound by these Terms and Conditions, do not continue to use or access this website. By staying on our website, you are bound to accept the following Terms and Conditions including any modification or previous versions. These Terms and Conditions apply only to use of the MIR Insurance Brokers Websites and do not modify any other agreement or contract that may exist between you and MIR Insurance Brokers.

Except as may be otherwise provided by applicable law or written agreement with MIR Insurance Brokers, all information and content on the MIR Insurance Brokers Website, including, but not limited to, all text, analyses, reports, articles, graphics, software applications, video and audio files, photos, trademarks, service marks and trade dress is owned or licensed by MIR Insurance Brokers. The content is protected worldwide by applicable intellectual property laws. Unless you have agreed otherwise in writing with MIR Insurance Brokers, nothing in these Terms and Conditions gives you a right to use any of MIR Insurance Brokers’s trade names, trademarks, service marks, logos, domain names, and other distinctive brand features. You may, however, make and use printouts of the content for your personal, non-commercial use only, provided that the printouts retain all copyright, trademark, and other proprietary notices. MIR Insurance Brokers reserves the right to terminate, at any time, your right to make personal copies of content. You may not copy, transmit, distribute, modify, publicly perform, reuse, sell, or display any of the content for any public or commercial purpose except with the prior written consent of MIR Insurance Brokers or the owners of the materials, which they may issue in their sole discretion. In addition, you may not use the content in any other website or in a network computer environment, including framing the content within another website. Except for the limited use rights expressly provided in this paragraph, all rights in content are reserved.

If you have been given an explicit right to use any of these brand features in a separate written agreement with MIR Insurance Brokers, then you agree that your use of such features shall be in compliance with that agreement, any applicable provisions of these Terms and Conditions, and any other applicable MIR Insurance Brokers policies that it may publish from time to time.

You may not (and you may not permit anyone else) to copy, modify, create a derivative work of, reverse engineer, decompile, or otherwise attempt to extract the source code of any software or program, unless expressly permitted or required by applicable law, or unless MIR Insurance Brokers specifically authorizes such activity in writing.

We strive to provide accurate and up-to-date material on the MIR Insurance Brokers Website. Your use of our website and contents is at your own risk. MIR Insurance Brokers assumes no responsibility to keep content current or to correct inaccuracies or errors in content. The content published on the MIR Insurance Brokers Website and the operation of these sites are provided “as is” and for informational purposes only, and MIR Insurance Brokers disclaims all representations or warranties of any kind, either express or implied, including warranties of merchantability, fitness for particular purpose, title, non- infringement, accuracy, completeness, and timeliness.

MIR Insurance Brokers reserves the right to change the content on the MIR Insurance Brokers Websites and services provided, including these Terms and Conditions, from time to time without prior notice. The changes may include superseding terms and conditions, specific notices, or the discontinuation or disabling of any service, program, website, or mobile application

MIR Insurance Brokers does not warrant that the MIR Insurance Brokers Websites will operate error- free or are free from viruses, worms, Trojan horses, or other destructive or harmful code. MIR Insurance Brokers assumes no liability or responsibility for any damages to you, your computer, or other property due to your access to, use of, or downloading of content from the MIR Insurance Brokers Websites. If you download or copy content from the MIR Insurance Brokers Websites, you are responsible for taking all reasonable precautions necessary to ensure the security and integrity of your computer and systems, including employing current virus protection software.

Links from the MIR Insurance Brokers Websites to a non- MIR Insurance Brokers site may be provided for users’ convenience only. MIR Insurance Brokers does not control or review these sites nor does the provision of any link imply an endorsement or association of such non- MIR Insurance Brokers sites. MIR Insurance Brokers is not responsible for and makes no representation or warranty regarding the contents, completeness or accuracy, or security of any materials on such sites. If you decide to access such non- MIR Insurance Brokers sites, you do so at your own risk.

In no event shall MIR Insurance Brokers or any other party involved in creating, producing, or delivering the MIR Insurance Brokers Websites or content on MIR Insurance Brokers’s behalf be liable for any direct, incidental, special, consequential, indirect, lost profits, loss of business or data, or punitive damages arising out of your access to, or use of, or inability to access or use, the MIR Insurance Brokers Websites, or any content, or the performance of any product thereon, even if MIR Insurance Brokers is expressly advised of the possibility of such damages.

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